By challenging applicants to think critically about real-world money issues, it helps them develop better financial habits and professional skills. 

If we are not aware of this relative mediocrity, it’s an indictment of our vision. If we are, it is an indictment of our character.

Additive grading is method of grading that starts all students at zero and adds points for accomplishments and mastery.

For amateurs developing skills, the process is far more important than the product. This is true in science and is true for writing, too.